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Uninsured/Underinsured Motorist Accidents Archives

How to protect yourself against an uninsured motorist

Having auto insurance is a requirement to drive just about anywhere in the country. Even though you might have insurance, there's no guarantee that other motorists around you will have it. This poses a problem when you're involved in an accident. Here's how you can protect yourself from an uninsured motorist.

The do's and don'ts following crash with uninsured motorist

Car accidents are scary and stressful enough. Add in the fact that you might have to deal with an uninsured or underinsured motorist, and the stress levels can become unbearable. Victims of accidents involving uninsured motorists need to know what to do following such an accident so they can prepare for what lies ahead of them. We will outline those steps in today's post.

Uninsured motorist insurance may help with Tennessee car wrecks

Did you know that different types of auto insurance can protect you in the event of a car crash? Without the right type of car insurance, you put yourself at financial risk when a car wreck occurs. Take the time to learn more about your insurance options - and provide yourself with additional legal protection - with our educational blog post today.

What happens after getting in a wreck with an uninsured motorist?

What does Tennessee have in common with other states when it comes to car insurance? For starters, our state shares a high rate of uninsured drivers, which can lead to major problems in the event of a car accident. Victims who are involved in a car wreck with an uninsured motorist can suffer major physical and financial harm - you could be "on the hook" for your own medical costs and vehicle replacement if you get in a crash with this type of driver.

Car accident victims can get uninsured motorist coverage

Many Tennessee drivers worry about the financial impact of getting involved in a car crash. This is a legitimate concern, particularly for drivers who may get into a car wreck with an uninsured motorist. The good news: States around the nation are starting to offer auto insurance that protects against underinsured motorist accidents.

Uninsured motorists can now be identified at crash site

Tennessee has launched a new system designed to bring more motorists into compliance with liability insurance laws. About one in five drivers in the state is considered an uninsured motorist, with an estimated 1.1 million vehicles on the road that are not insured at all. Authorities say that a new verification system could improve compliance with state insurance law and provide additional recourse for those who are injured in an uninsured motorist accident.

Uninsured drivers make the roads more dangerous for everyone

Drivers across the state of Tennessee have been facing increased penalties for driving without insurance in the last 18 months, with consequences for uninsured drivers escalating from a $300 fine to the possibility of losing their vehicle. The Volunteer state has suffered from one of the lowest rates of insured drivers in the country for some time, including having the sixth lowest rate of insured drivers of any state just last year.

Severely injured, then an accident dispute due to no insurance

Have you ever been involved in an accident with another driver who either had no insurance or was underinsured? There is little doubt that the situation brought you no joy and quite possibly led to an accident dispute when you made a claim after being severely injured. Residence in Tennessee may be spared such a situation as the lawmakers in this state are cracking down on uninsured drivers.

Car accident involving uninsured driver may be thing of the past

Since 1977, drivers in Tennessee have been legally required to have proof of liability insurance. According to the legislation, drivers had to be insured for specified minimum levels of liability, varying from $15,000 for property damage to $50,000 in the case of multiple deaths or injuries. Unfortunately, the fine a driver can face for driving without insurance is currently only $100. The relatively small fine has led to a situation in which 23 percent of the Tennessee driver population carries no liability insurance. Lawmakers hope that proposed changes to legislation will decrease car accident involvement by uninsured drivers.

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