Many workers' compensation claims are centered around one clear event that took place. A worker falls from a roof, for instance. It's easy to trace his or her injuries back to that specific event and even to connect many costs -- medical bills, lost wages and the like -- to those injuries.
You know that safety in the workplace is important. You know that OSHA (the Occupational Safety and Health Administration) has strict regulations.
Going to work is dangerous for those who work as first responders and in other inherently dangerous fields. But, for most workers in Tennessee, going to work should not bring with it anxiety or fear that injury or illness could occur. Here are the top five most common workplace injuries.
A worker who was harmed while on a trip to Tennessee could be left out in the cold after a decision about workers' compensation payments. The man, who injured his back while he was lifting a truck latch in 2009, is the subject of a workers' compensation dispute in which in an insurer rescinded a company's policy even after a claim was filed. Official reports show that the company in question may have misled the insurer about the nature of its workers' activities, leading the policy to be retracted.
What are your rights when it comes to being compensated after an injury on the job? Getting your workers' compensation benefits may not be as easy as you might think, especially if your employer or their insurer contests your claim. Make sure that you know your legal rights after a workplace injury to maximize your potential for recovering the benefits you need.
If you are a federal employee in Tennessee, you may not know that your workplace protections may be different from people who work for a private company. In fact, workers' compensation for federal employees are handled differently through the federal system, so you need specialized knowledge to make sure your claims are handled properly. The good news is that the feds have been working to streamline the workers' compensation system in an effort to protect those who have suffered workplace injury.
Even though legislation designed to protect workers hurt on the job has been through several revisions, it seems as though Tennessee is no closer to crafting an alternative to workers' compensation as proposed by lawmakers. News reports show that the workers' compensation changes may have been stymied by a scandal associated with one of the legislators, who is accused of sexually harassing several women. That man, who was the state's House majority whip, is now on a leave of absence, leaving the legislation without a major champion.
Falls at work are among the most common mechanisms of injury for today's industrial employees. The fact is that falls at the same level and falls to a lower level account for billions of dollars in lost productivity and workers' compensation claims every year. These workplace injuries can cause emotional, physical, and financial difficulties for those affected. A worker injured on the job can lead to costs related to hiring a temporary replacement and other indirect expenditures related to quality of production, according to insurance companies.
Would you think of a mental or emotional issue as being relevant to a workplace injury? Research shows that many Tennessee victims of workplace injury may actually be at risk for developing post-traumatic stress disorder in connection with their on-the-job ailments. This psychological condition can lead to longer-term occupational illness, which is why physicians urge early intervention to protect workplace injury victims.
If you've suffered a serious injury while at work, you are entitled to receive a number of medical benefits in Tennessee. Your treating physician, a physician who must be authorized to provide the care you're receiving, must sign off on those treatments for them to be covered by your workers' compensation or other benefit coverage. If your doctor agrees, then the benefits could cover items such as eye wear, hospitalization, psychological services and medicine, to name just a few.