Car accidents are scary and stressful enough. Add in the fact that you might have to deal with an uninsured or underinsured motorist, and the stress levels can become unbearable. Victims of accidents involving uninsured motorists need to know what to do following such an accident so they can prepare for what lies ahead of them. We will outline those steps in today’s post.
In some cases, the uninsured motorist might want to pay you cash on the spot following an accident. You should never accept cash after an accident, even if it looks to be very appealing or convenient. This can lead to you not being able to file a claim or lawsuit against the other driver. Even though you might want to expedite the process of being reimbursed, never accept cash.
Always exchange information following a crash with an uninsured motorist. Even though you will not be able to file an insurance claim against them, having their information will make it easier for your insurance company to cover the monetary losses of the accident using your uninsured/underinsured portion of your policy.
Record as much information as possible after the accident with the uninsured motorist in Knoxville. This includes where the accident occurred, the road conditions, the weather, the make and model of the vehicle, the color of the vehicle and the license plate of the vehicle. If you can, take pictures of the accident scene, including both vehicles, so you can show them to your insurance company.
One of the most important tips for dealing with an uninsured motorist after an accident is to call the police. The police should always be involved in an accident with an uninsured motorist. They can help calm the situation and record a thorough accident report.
Have you been injured in a car accident by an uninsured motorist? If so, contact our firm in Knoxville, Tennessee, to speak with an attorney about your case and how you can acquire compensation for injuries suffered.