When you sustain a disabling injury or develop a debilitating disease that prevents you from being able to work, you may have the option of turning to Social Security benefits for financial help. However, the process is complicated and often leads to a rejection the first time you file a claim.
Certain factors increase the odds of a denial. Knowing what they are can help you better prepare to reduce the chances of a denial or can give you the motivation to appeal if it does happen.
Filling out complex paperwork can be difficult and hard to understand, leading to the likelihood of error. For example, you may miss or incorrectly answer questions. It only takes a small mistake for the Social Security Administration to reject your claim. For this reason, it is best to complete the paperwork with professional help.
It may seem obvious, but the SSA must be able to contact you. If you do not accept or reply to communication from the SSA, your case will not go through. Make sure you notify the SSA if your address or phone number changes.
Lack of treatment
You may hate going to the doctor, or feel that it is unnecessary, but you cannot obtain the financial assistance you need without documentation from reputable medical professionals. Even if your disability is apparent, you must get a medical evaluation.
Likewise, not following your treatment plan sends the message that your health is not as bad as you make it out to be. This not only will hurt your case but also affect your recovery.
Perhaps the most common reason for a denial is failure to submit sufficient evidence regarding your disability. You must meet specific requirements to qualify for benefits. If you do not thoroughly show that you are eligible, you will not receive benefits. Make sure you include comprehensive proof from various health care providers and other relevant sources. Even family and friends can provide evidence of the severity of your condition.