How to protect yourself against an uninsured motorist
Having auto insurance is a requirement to drive just about anywhere in the country. Even though you might have insurance, there’s no guarantee that other motorists around you will have it. This poses a problem when you’re involved in an accident. Here’s how you can protect yourself from an uninsured motorist.
There are ways that you can protect yourself against uninsured or underinsured motorists in Tennessee. All three of these methods involve adding coverage to your own auto insurance policy. Even though this might seem like a hassle, or you don’t understand why you have to take this responsibility, it makes a lot of sense if you wind up in an accident with such a driver.
Underinsured motorist protection is one of the coverage options available to you through insurance companies. This coverage protects you in case the person with whom you collided does not have sufficient insurance to cover the damages caused to your vehicle or your injuries.
You can add uninsured property damage coverage to your policy to help if you are in an accident with a driver who does not have any insurance policy. This coverage reimburses you for damage sustained to your vehicle.
Uninsured motorist insurance is coverage that you can add to your policy to help pay for the medical expenses of both you and your passengers should the other driver not have auto insurance.
If you or a loved one has been injured in a motor vehicle accident by an uninsured driver, contact our firm today to discuss your legal options for seeking compensation.