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Uninsured motorist coverage comes in handy in many crash cases

While virtually every state requires motorists to carry auto insurance, there are some drivers who take a chance and never purchase it. If that person crashes into your car and injures you, you may wonder what happens next.

In every state, all new car owners are required to maintain full coverage insurance on their investment. This type of policy covers both liability and collision protection.

3 common myths about car accident attorneys

Fatal car accidents are rare in Tennessee, and when they occur, they are tragic. One unfortunate example of this occurred near the state line of Tennessee and Mississippi on September 10th where one person died.

majority of collisions merely result in vehicle damage and minor injuries. Even in these cases, you will need to hire an attorney to help you navigate the claims process. Many people are on the fence about hiring a lawyer due to a litany of myths that persist, and that is why you need to separate fiction from the truth. 

Determining negligence in a trucking accident

The most important factor in many motor vehicle accident claims relates to the negligence of another party and whether that negligence proximately caused injury and damages to another party. A commercial truck accident case is not any different, although different rules and regulations apply to truck drivers and the companies that employ them.

There are certain essential elements of negligence that an injured plaintiff will need to prove in court in order to prevail in a personal injury matter stemming from a commercial truck collision.

How to teach your children to avoid a dog attack

Because of their little bodies, delicate skin and lack of understanding about dogs, children are the most at risk of getting seriously hurt in a dog attack. For a small child, even a tiny dog could cause devastating injuries, so it's important that parents teach their children how to stay safe around dogs as soon as they're old enough to understand how to safely comport themselves around pets.

Here are the most important dog safety tips you should teach your child:

  • Stay far away from dogs you don't know and never approach an unattended dog.
  • Don't approach a dog that's caring for its puppies, sleeping or eating.
  • If you see a stray dog, tell an adult immediately.
  • Don't tease or roughhouse dogs.
  • If you're going to pet a dog -- even if it's a known-to-be-friendly dog, always let the dog smell the back of your hand before petting.

Children need surgery after dog bites more than adults

Children and adults tend to split up dog bite incidents fairly evenly, at least when looking at bites that put people in the hospital. Of the 800,000 annual bites that lead to hospital visits, about 400,000 are children and 400,000 are adults.

About 4 million people get bitten every year, according to some estimates. This takes into account those who suffer minor bites and do not need medical treatment.

How you can safely report a drunk driver in Tennessee

You won't receive a warning. It will just sneak up on you. That's why you must always pay attention while driving. What are we talking about? Drunk drivers. They come out of nowhere with little to no warning. Be on the lookout for signs of potential drunk drivers at all times of the day. If you should spot one, you need to safely report it to the proper authorities in Knoxville.

The most important thing to note here is that you should never attempt to interact with a suspected drunk driver. This includes making eye contact, waving, trying to get them to pull over, beeping or any other activity that could cause them to react to you.

Tips on avoiding a pedestrian accident with school starting

You may be relieved that school has started back up. Finally, your children won’t be underfoot all day saying they’re bored. However, you might also worry if your kids walk or ride their bikes to and from school. Pedestrian accidents are a serious concern for residents of Tennessee and elsewhere, and children are particularly at risk.

Like any parent whose children walk or bike to school, you have explained the safety rules to your kids. Don’t text while walking, look both ways before crossing the street, only cross at crosswalks and never run out into the street are some of the tips you drill into their heads on a regular basis. However, as you may be aware, your children may follow the rules impeccably, but a distracted, intoxicated or reckless driver could still strike and harm them. All drivers should know that children will be walking and biking in the mornings and afternoons. Motorists can reduce the chances of causing a tragic pedestrian accident in the following ways:

  • Always be aware of the surroundings, and watch for pedestrians and bicycles in addition to other vehicles.
  • Stop whenever a school bus’s safety arm is extended or caution lights are on.
  • Be especially cautious driving near intersections or crosswalks, and stop for crossing guards and children crossing the street, regardless of whether they have a green light.
  • Understand that children don’t always follow the rules, and they may dart into the street without warning or cross when traffic is heading their way.
  • Drive cautiously when the weather conditions are poor or sun glare is restricting vision.

Work quickly to preserve the black box in a truck crash

One thing you may not have been aware of is that commercial vehicles contain black boxes similar to those used in airplanes. These boxes have a few functions including identifying important operational data such as the speed of the vehicle, highest speed driven, the time driven, the amount of time spent driving over a certain speed, often 65 mph, and other data that could help following a collision.

The black box, more formally known as an Electronic Control Module, is integrated in with the engine of the truck. Since the vehicle may be taken back by the trucking company following a collision, you and your attorney do need to seek the ECM's data from the company before there is a potential for it to be destroyed.

Social Security Disability Insurance (SSDI) - Update on Hearing Office Average Processing Times and Approval Rates

One of the toughest things I have to do when explaining to people applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) or whose application has been denied is the length of the process. I try to regularly provide an update on processing times and approval rates for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) claims at some hearing offices (ODAR). However, it has been since February of 2018.

Please remember that these statistics are only for claims pending at the hearing level or Office of Disability Adjudication and Review. The claims at a hearing office have already been through the Application and Reconsideration steps (typically 6-12 months of waiting already).

Nationally:

  • Average processing time: 577 days (down from 582 in February of 2018, but still up from 573 in July of 2017, 525 days in January of 2017 and up from 444 in May of 2015)
  • 43% of cases approved (down from 45% of cases approved in February of 2018)

Asheville, North Carolina - Kingsport, TN hearing office

  • Average processing time: 573 days (up from 540 days in February of 2018, 532 days in July of 2017, 512 days in January of 2017, 454 days in October of 2016 and 339 days in April of 2015)
  • 62% of cases approved (up from 60% in February of 2018, but down from 64% of case approved in January of 2017)

Chattanooga, Tennessee:

  • Average processing time: 493 days (down from 556 days in February of 2018, 553 in July of 2017 and 535 days in January of 2017)
  • 54% of cases approved (up from 50% in February of 2018 and slightly from July of 2017, but down from 60% in January of 2017)

Charleston, South Carolina

  • Average processing time: 688 days (up from 675 days in February of 2018, 656 in July of 2017 and 617 days in January of 2017)
  • 36% of cases approved (down from 39% in February of 2018, 40% in July of 2017 and 49% in January of 2017)

Columbia, South Carolina

  • Average processing time: 604 days (down from 655 days in February of 2018, 654 days in July of 2017 and 664 days in January of 2017)
  • 54% of cases approved (up from 49% in February of 2018)

Franklin, Tennessee

  • Average processing time: 581 days (up from 567 days in February of 2018, 552 days in July of 2017, 521 days in January of 2017 and 475 days in December of 2015)
  • 46% of cases approved (down from 53% of cases approved in February of 2018, 55% in July of 2017 and down from 62% of cases approved in January of 2017)

Kingsport, Tennessee:

  • Average processing time: 573 days (up from 540 days in February of 2018, 532 days in July of 2017, 512 days in January of 2017, 454 days in October of 2016 and 339 days in April of 2015)
  • 62% of cases approved (up from 60% in February of 2018, but down from 64% of case approved in January of 2017)

Knoxville, Tennessee:

  • Average processing time: 540 days (down from 576 days in February of 2018 and 565 days in July of 2017, but still up from 521 days in January of 2017)
  • 47% of cases approved (down from 51% in February of 2018)

Memphis, Tennessee

  • Average processing time: 639 days (up from 600 days in February of 2018, 591 days in July of 2017, 578 days in January of 2017)
  • 47% of cases approved (up from 45% in February of 2018, but down from 52% of cases approved in January of 2017)

Nashville, Tennessee

  • Average processing time: 456 days (down from 509 days in February of 2018, 508 days in July of 2017, 491 days in January of 2017, 484 days in October of 2016 and 465 days in December of 2015)
  • 51% of cases approved (up from 49% of cases approved in July of 2017)

Lexington, Kentucky

· Average processing time: 639 days

· 45% of cases approved

Middlesboro, Kentucky

  • Average processing time: 436 days (down from 458 days in February of 2018)
  • 41% of cases approved (down from 46% in February of 2018 and 45% in July of 2017)

The hearing office staff work hard and understand the frustrations of the claimants and representatives, but they are hamstrung by the workload and budgetary restraints.

3 common types of car accident injuries

A car accident involves violent gravitational forces that throw passengers and drivers against the insides of their vehicles. Accidents also create the possibility for ejection from the car, and for catastrophic crushing injuries. As a quick review, let's take a look at three of the most common types of car accident injuries that vehicle drivers and their passengers commonly suffer from after a serious collision:

1. Head injuries

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